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dramaturgo, hmmmm...that is a good question that every photographer asks themselves...
Now, there are a lot of things that you have to consider....
1.
Experience... you mentioned about funshoots only but you did not specify if you have tried covering for a wedding, birthdays and other events.
2.
Gears...yes, you also noted your equipments. But ask yourself, are the gears you have right now will be able to carry a big responsibility to cover for a wedding? Yes, maybe or NO....naa ra gyud na dira ang tubag ana. So, basing on my understanding, if mudwat ka anang wedding and you tell them your rate, will you be the main photographer? Or are you going to work alone or you have a team?
3.
Skills...how do you rate your skills? If ikaw pa tan-awon sa imong mga kuha and outputs...how would you rate them? Without bias, that is. Compare your outputs also with others nga "ka-level" nimo and check out their gears pud.
4.
Time...another thing you need to consider, the length of time you will be spending in covering for an event and how long do you edit your photos whether your using LR of PS. You also have to add it so you can come up with a right value/rate as your TF....
Take note, when you give your rates, your clients will not care what gears you are using, how much time you spend on editing those photos but they will always base it on your OUTPUTS. So make sure when you deliver, you can deliver those photos that would leave them with a good impression of you. Make sure that they will have this "wow factor experience" so they can also recommend you to their friends and relatives, for that matter.
Personally, lisod ko mu bungad ug rates, if somebody would ask me. hehehe... but then again, hope this helps.....
SORRY MEDYO TAAS AKONG REPLY...hehehehe