Avoid Debts ...

[wealthyhead]

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most filipinos have debt related problems...

as much as possible:
- avoid debts
- if you have debts right now, eliminate it
- earn extra to pay off debts fast

[lorenzoleo]

most filipinos have debt related problems...

as much as possible:
- avoid debts
- if you have debts right now, eliminate it
- earn extra to pay off debts fast

Sakto jud ka Sir, debts interest also works in compound interest.
My mom use to have 6 credit card before and always complaining why she cant pay off her debts then I started to compute for her, she was shocked with the results. She paid only the minimum amount, as we total it, she already paid twice as much as what she loaned.

Lessons learned, pay off your debts spot cash!!!!. Do pay in retail, pay in bulk..

[AmorsoloX]

a better advice..

use debt to make you richer...

impossible mag-negosyo kung di wala ka capital.. kung di ka kamao mangutang (from whatever source), di jud ka mka start negosyo that will generate "decent" profits..

yeah, you could use your savings, but that would probably take you a very long time..

[bungot25]

ok ra baya mangutang but disadvantage ana is alkansi ka if dili mo click ang negosyo..

[jess]

utang maybe a solution to a few, but a BIG problem to many. the solution that is workable and beneficial for all, is to SAVE regularly, in that way you accumulate capital, and you only borrow from urself, if the need arises. Moreso, ur accountable only to urself. If u need to pay interest, you pay to urself. Therefore rewarding urself twice or more.

[jbass]

Reduce unnecessary expenses. Then henay2x bayad sa utang..

[portal]

much better if daghan ka source of income para walay utang, if naa ka isa ka income krn pangita ug lain source para ma puna.an inyo income and para dli magka utang2x or makabayad sa utang....

[jbass]

much better if daghan ka source of income para walay utang, if naa ka isa ka income krn pangita ug lain source para ma puna.an inyo income and para dli magka utang2x or makabayad sa utang....

Useless man sad if pud if dili kabalo budget or cost cutting. Dapat live below sa imung nakagawian nga life style..

[~p o i s o n~]

Live within your means lang jud...if di kaya paliton, ayaw pangutang para lng mapalit nimo especially if di jud necessary ang imong paliton. Think 100x jud... mas maayo if naa ka gusto tiguman sa nimo... set aside jud every month sa imong income pra savings. dapat part cya sa imong monthly budget. kasagaran mn gud ang mahulog na savings is kung pila or if naay mabilin sa kwarta monthly.

[cmmyg]

Dont try debts that you think you cant pay.